72+ free calculators · built for India

Clarity for every money decision

Plan loans, investments, tax, salary, and business numbers — fast tools, plain English, no signup required.

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LOANS & CREDIT

EMI Calculator

01

Calculate monthly EMI, total interest, and view a full amortization table with a breakdown chart for home, car, or personal loans.

Loan Comparison Calculator

02

Compare two loans side by side to see which deal saves you more money based on interest rates and tenure.

Prepayment Benefit Calculator

03

Discover how much interest you can save by making early prepayments and decide whether to reduce your EMI or loan tenure.

Balance Transfer Savings Calculator

04

How much do you save by transferring your outstanding loan to a lower-rate lender?

Overdraft Interest Calculator

05

Estimate daily and total overdraft interest in INR—current account OD, cash credit, billing-period scenarios.

Credit Card Payoff Calculator

06

Min payment vs fixed amount — how many months to clear the balance, total interest paid.

Debt Snowball vs Avalanche Planner

07

Enter multiple debts → compare payoff strategies. Which saves more interest? Which finishes faster?

Gold Loan Eligibility Calculator

08

Gold weight + purity → max loan amount at current gold rates. Very popular in India.

Education Loan EMI Calculator

09

With moratorium period support — common for student loans where EMI starts after course completion.

Loan Eligibility Calculator

10

Monthly income + existing obligations → max loan amount a bank will likely approve.

CIBIL Score Impact Estimator

11

How does a late payment or new loan inquiry affect your credit score? Simulate the impact.

INVESTMENTS & WEALTH

SIP Calculator

12

Calculate the future value of your monthly investments based on expected returns. View growth comparisons for SIP vs lump sum.

CAGR Calculator

13

Calculate the Compound Annual Growth Rate of your investments to evaluate overall portfolio or stock performance.

FD & RD Maturity Calculator

14

Calculate maturity amounts for Fixed Deposits and Recurring Deposits with quarterly compounding.

PPF Calculator

15

Estimate the 15-year maturity value of your Public Provident Fund based on your annual contributions.

Step-Up SIP Calculator

16

SIP with annual increment (e.g. 10% more each year). More realistic than flat SIP. Low competition.

NPS (National Pension Scheme) Calculator

17

Monthly contribution + expected return → pension corpus and annuity at 60. Strong tax angle.

Sukanya Samriddhi Yojana Calculator

18

Annual deposit → maturity value at 21 years. Every parent of a girl child searches this.

Stock Absolute & CAGR Return Calculator

19

Buy price, sell price, quantity, holding period → absolute return, CAGR, profit/loss with tax.

Mutual Fund Returns Comparison

20

Compare XIRR of two different MFs over same period. Great for investors evaluating switches.

Inflation / Purchasing Power Calculator

21

₹1L today = ₹X in 20 years at 6% inflation. Eye-opening tool, very shareable.

Dividend Yield & Income Calculator

22

Number of shares + dividend per share → annual dividend income and yield on cost.

Goal-Based Investment Planner

23

Target amount + years → how much to invest monthly at X% return. Works for any financial goal.

Rule of 72 Calculator

24

At X% return, how many years to double your money? Simple, educational, very searched by beginners.

TAX CALCULATORS

New vs Old Tax Regime Comparator

25

Enter your salary and deductions to compare the new and old tax regimes and see exactly which one saves you more money.

GST Calculator

26

Easily add or remove GST from a base amount and automatically split the values into CGST and SGST.

HRA Exemption Calculator

27

Calculate your exact HRA tax exemption amount based on your basic salary, HRA received, and rent paid.

TDS Calculator

28

Determine the applicable TDS rate and amount to deduct based on the payment type like salary, contract, or rent.

Capital Gains Tax Calculator

29

STCG vs LTCG on stocks, MF, and property. One of the most searched post-budget tools every year.

80C Deduction Optimizer

30

Enter existing 80C investments → show remaining limit and suggest how to use it (ELSS, PPF, LIC).

Advance Tax Calculator

31

Estimated annual income → quarterly advance tax due dates and amounts. Freelancers need this badly.

Rent Receipt Generator (PDF)

32

Fill landlord + tenant details → download a valid rent receipt for HRA claim. Hugely practical.

Form 16 Tax Estimator

33

Enter values from Form 16 → estimate final tax liability or refund before filing ITR.

Surcharge & Cess Calculator

34

Income above ₹50L attracts surcharge. Many people don't know how to calculate it. Very niche.

Professional Tax Calculator (State-wise)

35

State-wise professional tax from monthly gross: Maharashtra February rule, Karnataka/WB/Gujarat slabs, half-yearly states, and ₹2,500 annual cap.

SALARY & HR

BUSINESS & STARTUP

INSURANCE

RETIREMENT PLANNING

REAL ESTATE

INTERNATIONAL & FOREX

EVERYDAY FINANCE