LOANS & CREDIT
EMI Calculator
Calculate monthly EMI, total interest, and view a full amortization table with a breakdown chart for home, car, or personal loans.
Loan Comparison Calculator
Compare two loans side by side to see which deal saves you more money based on interest rates and tenure.
Prepayment Benefit Calculator
Discover how much interest you can save by making early prepayments and decide whether to reduce your EMI or loan tenure.
Balance Transfer Savings Calculator
How much do you save by transferring your outstanding loan to a lower-rate lender?
Overdraft Interest Calculator
Estimate daily and total overdraft interest in INR—current account OD, cash credit, billing-period scenarios.
Credit Card Payoff Calculator
Min payment vs fixed amount — how many months to clear the balance, total interest paid.
Debt Snowball vs Avalanche Planner
Enter multiple debts → compare payoff strategies. Which saves more interest? Which finishes faster?
Gold Loan Eligibility Calculator
Gold weight + purity → max loan amount at current gold rates. Very popular in India.
Education Loan EMI Calculator
With moratorium period support — common for student loans where EMI starts after course completion.
Loan Eligibility Calculator
Monthly income + existing obligations → max loan amount a bank will likely approve.
CIBIL Score Impact Estimator
How does a late payment or new loan inquiry affect your credit score? Simulate the impact.
INVESTMENTS & WEALTH
SIP Calculator
Calculate the future value of your monthly investments based on expected returns. View growth comparisons for SIP vs lump sum.
CAGR Calculator
Calculate the Compound Annual Growth Rate of your investments to evaluate overall portfolio or stock performance.
FD & RD Maturity Calculator
Calculate maturity amounts for Fixed Deposits and Recurring Deposits with quarterly compounding.
PPF Calculator
Estimate the 15-year maturity value of your Public Provident Fund based on your annual contributions.
Step-Up SIP Calculator
SIP with annual increment (e.g. 10% more each year). More realistic than flat SIP. Low competition.
NPS (National Pension Scheme) Calculator
Monthly contribution + expected return → pension corpus and annuity at 60. Strong tax angle.
Sukanya Samriddhi Yojana Calculator
Annual deposit → maturity value at 21 years. Every parent of a girl child searches this.
Stock Absolute & CAGR Return Calculator
Buy price, sell price, quantity, holding period → absolute return, CAGR, profit/loss with tax.
Mutual Fund Returns Comparison
Compare XIRR of two different MFs over same period. Great for investors evaluating switches.
Inflation / Purchasing Power Calculator
₹1L today = ₹X in 20 years at 6% inflation. Eye-opening tool, very shareable.
Dividend Yield & Income Calculator
Number of shares + dividend per share → annual dividend income and yield on cost.
Goal-Based Investment Planner
Target amount + years → how much to invest monthly at X% return. Works for any financial goal.
Rule of 72 Calculator
At X% return, how many years to double your money? Simple, educational, very searched by beginners.
TAX CALCULATORS
New vs Old Tax Regime Comparator
Enter your salary and deductions to compare the new and old tax regimes and see exactly which one saves you more money.
GST Calculator
Easily add or remove GST from a base amount and automatically split the values into CGST and SGST.
HRA Exemption Calculator
Calculate your exact HRA tax exemption amount based on your basic salary, HRA received, and rent paid.
TDS Calculator
Determine the applicable TDS rate and amount to deduct based on the payment type like salary, contract, or rent.
Capital Gains Tax Calculator
STCG vs LTCG on stocks, MF, and property. One of the most searched post-budget tools every year.
80C Deduction Optimizer
Enter existing 80C investments → show remaining limit and suggest how to use it (ELSS, PPF, LIC).
Advance Tax Calculator
Estimated annual income → quarterly advance tax due dates and amounts. Freelancers need this badly.
Rent Receipt Generator (PDF)
Fill landlord + tenant details → download a valid rent receipt for HRA claim. Hugely practical.
Form 16 Tax Estimator
Enter values from Form 16 → estimate final tax liability or refund before filing ITR.
Surcharge & Cess Calculator
Income above ₹50L attracts surcharge. Many people don't know how to calculate it. Very niche.
Professional Tax Calculator (State-wise)
State-wise professional tax from monthly gross: Maharashtra February rule, Karnataka/WB/Gujarat slabs, half-yearly states, and ₹2,500 annual cap.
SALARY & HR
CTC to In-Hand Salary Calculator
Calculate your exact monthly take-home salary from your CTC after accounting for PF, ESI, professional tax, and income tax.
Salary Hike / Increment Calculator
Calculate your new CTC, monthly change, and annual change based on your current salary and expected hike percentage.
Gratuity Calculator
Estimate your gratuity amount under the Payment of Gratuity Act based on your last drawn salary and years of service.
EPF Maturity Calculator
Monthly PF contribution + years of service → EPF corpus at retirement. Very high search volume.
Notice Period Buyout Calculator
If serving 30 days but contract says 90, how much do you pay to buy out the remaining days?
Leave Encashment Calculator
Pending leaves × daily salary → encashment amount and applicable tax on it.
Bonus Tax Calculator
How much of your performance bonus actually comes home after tax? What's the effective tax on it?
Freelance / Moonlighting Income Tax
Salary income + freelance income → combined tax liability and advance tax schedule. Very trendy.
Offer Comparison Calculator
Compare two job offers side by side — CTC, in-hand, PF, perks, commute cost, net savings.
BUSINESS & STARTUP
Startup Valuation Calculator
Revenue / EBITDA multiples, DCF basics → estimated valuation range. Founders search this constantly.
GST Registration Threshold Checker
Annual turnover → do you need to register for GST? Which category? State vs interstate rules.
Monthly Cash Flow Planner
Revenue, fixed costs, variable costs, receivables → net cash position. For small business owners.
Working Capital Calculator
Current assets vs current liabilities → working capital ratio, cash conversion cycle. For SMEs.
Freelancer Hourly Rate Calculator
Target annual income + expenses + taxes + unpaid hours → minimum viable hourly/project rate.
E-commerce Profit Calculator
Product cost + platform fees + shipping + GST → net profit per order. For Flipkart/Amazon sellers.
INSURANCE
Life Insurance Cover Calculator
Income, liabilities, dependants, years to retirement → how much term cover you actually need.
Term Insurance Premium Estimator
Age, sum assured, policy term, gender, smoker → illustrative annual premium range and monthly equivalent for pure term cover.
Health Insurance Premium Calculator
Age, city, family size, pre-existing conditions → estimated premium and recommended cover.
Car Insurance IDV Calculator
Car make, model, year → current IDV (Insured Declared Value) and premium range estimate.
LIC Policy Maturity Calculator
Policy name, sum assured, tenure → estimated maturity amount. Millions of LIC policyholders search this.
RETIREMENT PLANNING
Retirement Corpus Calculator
Current age, retirement age, monthly expenses, inflation → how much corpus you need to retire comfortably.
FIRE Calculator (Financial Independence)
Monthly expenses × 25 (4% rule) → FIRE number. When can you retire early? Growing community in India.
Retirement Withdrawal Rate Calculator
Corpus + withdrawal rate → how long your money lasts. Essential companion to FIRE calculator.
Senior Citizen FD & Tax Calculator
FD interest for 60+ with higher rate + TDS + Section 80TTB exemption. Very underserved audience.
REAL ESTATE
Buy vs Rent Calculator
Should you buy or keep renting? Compare total cost of ownership vs renting over 10–20 years.
Stamp Duty & Registration Calculator
Property value + state → stamp duty and registration charges. State-wise rules built in.
Rental Yield Calculator
Property price + monthly rent → gross and net yield %. Investors comparing properties use this.
Property Appreciation Calculator
Purchase price + years + annual appreciation % → current estimated value and profit.
Home Loan Tax Benefit Calculator
80C (principal) + 24B (interest) deductions → how much tax you save on your home loan annually.
INTERNATIONAL & FOREX
Remittance Cost Comparison
Sending ₹X abroad — compare fees and exchange rates across Western Union, Wise, bank SWIFT, etc.
TCS on Foreign Remittance Calculator
LRS rules — how much TCS applies when sending money abroad? New 20% TCS rule confuses everyone.
NRI Tax Liability Calculator
NRI income from India (rent, FD, capital gains) → tax liability under DTAA. Massive NRI audience.
Travel Forex Budget Calculator
Trip destination + daily budget in local currency → total INR needed with current exchange rates.
EVERYDAY FINANCE
Compound Interest Calculator
Calculate the final amount and total interest earned based on principal, rate, time, and compounding frequency.
Break-Even Calculator
Determine the break-even units and revenue required to cover fixed and variable costs.
Discount & Profit Margin Calculator
Calculate profit margins, markups, and final selling prices based on the cost price and discount percentages.
Monthly Budget Planner
Organize your income and expenses into categories to track savings rates with visual pie chart breakdowns.