About ZeroKhata

ZeroKhata is a collection of free, practical calculators to help people in India reason about money—loans, tax, salary, investments, insurance, and everyday finance.

What we do

We build fast, readable tools that encode common formulas and rules-of-thumb so you can try scenarios in your browser—compare EMIs, estimate tax impacts, plan SIPs, and more. Each tool is designed to explain inputs and outputs in plain language alongside the numbers.

Who we are for

Our audience includes salaried employees, freelancers, business owners, NRIs comparing remittance options, and anyone who wants a second check on a financial headline before talking to a bank, insurer, or advisor. You do not need an account to use the calculators.

Independence and limits

ZeroKhata is informational. We are not a bank, broker, insurer, or registered investment adviser. Calculator results are not offers, approvals, or tax positions. Rules change; always confirm with a chartered accountant, lawyer, or licensed professional for your situation. Read our Disclaimer and Terms & Conditions.

Privacy

We care about keeping your experience simple and transparent. See our Privacy Policy and Cookie Policy for how we handle data and cookies.

Get in touch

Feedback, corrections, or partnership ideas: visit our Contact page.